Enforcement

The mandatory liability insurance law is enforced by the following methods:

1) Verification of insurance by law enforcement during traffic stops or accidents.

2) Verification of insurance by county license plate issuing officials prior to vehicle registration or renewal.

3) Verification of insurance by Department of Revenue by sending requests for insurance information to vehicle owners:
  a. whose registrations have been suspended;
  b. who have been convicted of mandatory liability insurance
      violations; or
  c. whose driving privileges have been suspended or revoked.

Vehicle operators must provide evidence of insurance upon request to any law enforcement officer. Beginning January 1, 2013, law enforcement officers will attempt to verify liability insurance utilizing the State of Alabama Online Insurance Verification System, which allow law enforcement officers to immediately verify the insurance status of a vehicle.